New Year’s resolutions to help you be a better homebuyer
Is 2021 the year you have your heart set on moving to a new house or finally getting your foot on the property ladder? What else have you made a promise to yourself about?
Making New Year’s resolutions is the easy part – sticking to them for any length of time is another matter altogether. Reading more books, losing weight, and getting fit are amongst some of the most popular resolutions made every January…but more than 40% of people fail within the first few weeks.
A bit depressing isn’t it? And likely to make you wonder if it’s worth even bothering. But what if the resolutions you made could actually help you to be a better homebuyer? How’s that for an incentive to stick with it.
Here we take a look at some of the most common new year goals and how they could help you to achieve your dream of buying a home in 2021.
Resolution 1: ‘I will be better with money’
Are you rubbish with money? Does it just seem to fritter away every month? Properly managing your finances is important, especially if you’re looking to purchase property.
The key is making a budget – and sticking to it! Factor into this budget a realistic amount for living and work out exactly how much you can afford to put away each month into savings. Not only will this give you money to fall back on if something unexpected happens, it can also be used as your house deposit.
Remember to be honest with yourself. There’s no point wasting time looking at property you can’t afford. Work out how much you can borrow – and only view homes in that price bracket.
Resolution 2: ‘I will be more organised’
If your heart is set on moving in 2021, then organisation is the key to making sure it happens.
Things such as seeking out mortgage offers and lining up property conveyancers can all help to keep the buying process moving and avoid frustrating delays. Worth too, checking out reviews for businesses like removal firms, so you know who you’re going to use when the time comes.
By doing your research early, and getting as much sorted as you possibly can, you will save yourself time, money and hassle, further down the line.
Resolution 3: ‘I will exercise more’
Often the best way to get to know an area is by simply pounding the streets. The more frequently you do this – ideally at all different times of the day – the more you’ll get a feel for a place and whether it is right for you.
Resolution 4: ‘I won’t sweat the small stuff’
How often do you get bogged down with small inconsequential stuff? Making a resolution not to stress about minor issues will help you to keep things simpler and more stress free.
Worrying about the interior of a property just isn’t an issue worth getting tied up in knots over. Yes, it’s not ideal if you were hoping not to have to do much but if it’s otherwise the home of your dreams is it really a problem? You can redecorate and put your own stamp on the property, chipping away at DIY tasks slowly so they don’t become another financial burden.
Resolution 5: ‘I will be more confident’
It’s often said that confidence is the key to success, and it could be your missing link when it comes to being a great home buyer. Don’t be afraid to ask questions. Whether it’s to the seller about the home, the mortgage provider about their offer or your property conveyancer about keeping the process on track. Speak up, and demand more.
Achieve your property goals with GD Legal
Want to tick off at least one of your new year challenges? Here at GD Legal, we are ready and waiting to help you achieve your property goals for 2021.
Choose to work with us and our experienced conveyancing solicitors and we will be by your side every step of the way, helping you to realise your property purchase as quickly and efficiently as possible.
Why not get in touch with us to see how we could help you? Call our team of friendly property solicitors today on 0161 710 1786 or email email@example.com.
Don’t forget you can get a free instant quote too.